In October 2022 another round of changes is happening to income protection insurance policies . Yes, that’s just weeks away.
Today’s Guest: Graeme Hedges- Insurance & Financial Advisor
Email: graeme@hedges-assetplanning.com
Phone: 1800 INVEST (or 08 8267 2000)
Website: https://hedges-assetplanning.com/
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Show Notes
Today my guest is Graeme Hedges from Hedges Asset Planning.
Graeme has been an insurance and financial advisor for decades and has helped a long list of doctors protect and grow their wealth.
In this interview we talk about personal insurance with a particular focus on income protection policies.
I have split the interview into 2 parts for easier listening.
This episode is divided into 2 parts for easier listening.
47a
- types of personal insurance
- income protection
- life
- total and permanent disability
- trauma
- needle stick
- changes to income protection policies since 2020
- upcoming income protection changes in October 2022
47b
- the process of getting an insurance policy
- own occupation vs any occupation
- level premiums vs stepped premiums
- reviewing an existing policy
- ways to reduce your policy premiums
- listener questions answered
