Did you know that from March 31st, 2020 income protection insurance drastically changed? There will be even more changes coming in July 2021.
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Show Notes
Today we discuss income protection, trauma, TPD and life insurance policies.
and is probably the deepest conversation you will ever hear on the topic.
This is the first of 2 episodes devoted to personal insurance.
Today my guest is Sacha Loutkovsky. Sacha is a certified financial planner and insurance specialist. Today she explaisn the various personal insurance products, how to obtain a policy and what ’s involved once you’ve signed up.
What is Insurance? (1:28)
Life (4:20)
Needlestick (8:10)
Income Protection (10:30)
Stepped vs Level Premiums (16:18)
Income Protection Policy changes 2020/2021 (19:08)
Trauma (28:38)
Total & Permanent Disability (36:36)
Today’s Guest
Sacha Loutkovsky
Senior Advisor & Insurance Specialist
Profile Financial Services
www.profileservices.com.au
Email
sacha.loutkovsky@profileservices.com.au
LinkedIn
www.linkedin.com/in/sachaloutkovsky
I really enjoyed this podcast, a fantastic explanation of the various types of insurance, how they work, and why you need them. Great work!
Thanks! Sacha is very good at explaining things simply and brings decades of experience- her parents are planners too.