We cover how to obtain a policy,  policy ownership and how to make a claim.

We also discuss what happens if your insurer gets taken over and how income protection will drastically change in 2021.

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Show Notes

Today we discuss income protection, trauma, TPD and life insurance policies.

and is probably the deepest conversation you will ever hear on the topic. 

This is the second of 2 episodes devoted to personal insurance.

Today my guest is Sacha Loutkovsky. Sacha is a certified financial planner and insurance specialist. Today she explaisn the various personal insurance products, how to obtain a policy and what ’s involved once you’ve signed up.

Obtaining an Insurance Policy (0:38)

Policy Ownership Structuring (8:34)

Application Process (10:30)

Exclusions & Loading (12:15)

Paying Policy Premiums (15:10)

Making A Claim (17:40) 

Company Consolidation (22:28)

COVID-19 (24:30)

Income Protection Changes 2021 (27:43)

Today’s Guest

Sacha Loutkovsky

Senior Advisor & Insurance Specialist 

Profile Financial Services
www.profileservices.com.au

Email
sacha.loutkovsky@profileservices.com.au

LinkedIn
www.linkedin.com/in/sachaloutkovsky