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Mixed public + private

A hospital salary and private or locum bills on the same return.

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Now

  • Tax on a consultant mix

    A hospital salary and private bills are taxed together. Only the salary usually has tax withheld.

  • Locum day rate

    A day rate usually has no tax withheld. The locum page turns the rate into an hourly figure.

Soon

  • Novated lease

    A car through the hospital is a packaging sketch, not a cheaper car by default.

  • Where the next dollar goes

    Cap room, the mortgage, and taxable investing are three different piles.

Often missed

  • Cashflow

    The fortnightly sketch holds the salary and the private bills in one view.

All stages

A rough figure — not advice. Terms

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